BankU loading
Welcome To

a World where Technology
creates opportunities.

Access More APP
BankU Seva Kendra BankU Payroll BankU Payments BankU Business BankU Capital

ABOUT US

Driving Financial Inclusion Through Technology Innovation & Entrepreneurship

Driven by innovation and a commitment to financial inclusion, BankU empowers retailers to become entrepreneurs while bringing secure, affordable, and convenient digital financial services to millions across India.

BankU active retailers
2,00,000+

Registered Business

In just four years, BankU has successfully gained the confidence of 50,000+ partners and merchants representing diverse regions of India, strengthening its presence as a trusted fintech ecosystem.

Our Presence

50K+ Active Partner

Trusted by Millions, Growing Every Day.

1MSuccess Customers 5Vertical Brand 28States Presence

Banking Security Without Compromise

At BankU India, we understand that trust and security form the backbone of every financial relationship. That's why our systems are built on the principles of data privacy, robust encryption, secure APIs, and real-time fraud monitoring.

Sleep easy

BankU India is built on bank-level encryption, regulatory-grade compliance.

Security redefined

BankU India integrates regulatory-grade protocols and encrypted systems.

PCI DSS

PCI DSS ensures secure handling of cardholder data through strict global compliance standards.

2FA Secured

2FA Secured adds an extra authentication layer, ensuring enhanced protection against unauthorized access.

SSL Secured

SSL Secured encrypts data in transit, protecting sensitive information from interception and tampering.

Monitoring

Real-time fraud monitoring detects suspicious activity instantly, ensuring secure and trust.

icon1
PCI DSS

PCI DSS ensures secure handling of cardholder data through strict global compliance standards.

icon2
2FA Secured

2FA Secured adds an extra authentication layer, ensuring enhanced protection against unauthorized access.

icon3
SSL Secured

SSL Secured encrypts data in transit, protecting sensitive information from interception and tampering.

icon4
Monitoring

Real-time fraud monitoring detects suspicious activity instantly, ensuring secure and trust.

Don't Lose Sleep Over Security

At BankU India, we understand that trust and security form the backbone of every financial relationship. That's why our systems are built on the principles of data privacy, robust encryption, secure APIs, and real-time fraud monitoring.

Sleep easy

BankU India is built on bank-level encryption, regulatory-grade compliance.

Security redefined

BankU India integrates regulatory-grade protocols and encrypted systems.

The Future Runs on Powering Every Possibility.

BankU Seva Kendra
BankU Payroll
BankU Business
BankU Payments
BankU Capital

BankU Seva Kendra Banking & Assisted Services

A nationwide assisted banking network empowering retailers with digital financial services including AEPS, domestic money transfer, bill payments, insurance, PAN services, loans, and 200+ citizen services through physical service outlets.

Assisted Banking 200+ Services Retail Network

BankU Payroll HR & Workforce Solutions

An all-in-one workforce management platform that simplifies payroll, attendance, leave management, HRMS, CRM, compliance, and employee lifecycle operations for modern businesses.

HRMS Payroll Automation Attendance & CRM

BankU Business APIs & Merchant Technology

A powerful API and merchant infrastructure platform offering 100+ APIs including KYC, identity verification, AEPS, BBPS, payouts, collections, offline QR, static QR, SoundBox, and embedded financial services.

100+ APIs Verification & KYC Merchant Solutions

BankU Payments Payment Infrastructure

A complete payment acceptance platform enabling businesses to collect payments through Payment Gateway, UPI, e-NACH, subscriptions, payment links, QR codes, and merchant checkout solutions.

Payment Gateway UPI & e-NACH Merchant Payments

BankU Capital Lending & Financial Growth

A financial growth platform providing working capital, personal loans, MSME financing, merchant credit, and embedded lending solutions to accelerate business expansion.

Business Finance MSME Loans Capital Access
cards

API Suite Made for Developers

Unlock powerful, developer-friendly APIs designed for seamless integration, faster deployment, and full control over your financial workflows. Whether it's payments, identity verification, or automation—our API suite is built to scale with your innovation.

Get Started Free
cards

BankU India: Building the Future with Local VLEs

Enabling Village Level Entrepreneurs (VLEs) with digital tools, financial services, and business opportunities to build self-reliant communities. We provide the support they need to grow, earn, and lead the transformation of rural India.

Get Started Free
cards

Smart Payment Solutions for MSME

Simplifying digital payments for small shop owners with secure, easy-to-use, and affordable solutions. From QR codes to soundboxes and card acceptance, empower your business to accept payments anytime, anywhere—hassle-free.

Get Started Free
cards

Secure Future, Assured Protection

Protect your business and secure your future with our comprehensive insurance solutions, offering extensive coverage, competitive premiums, and dedicated support

Media Coverage

Stay Updated With Our Latest News, Campaigns, and Insights

BankU media coverage
Featured

10 Nov 2025 Dainik Jagran

The Rise of AK Mehra: How BankU Is Emerging as One of India’s Most Closely Watched Fintech Infrastructure Companies

India’s fintech industry has produced dozens of billion-dollar startups over the past decade. BankU is building essential fintech infrastructure for Bharat with scale, trust, and service access.

Read Full Story
Dainik Jagran Hindi coverage

11 May 2026Dainik Jagran Hindi

AK Mehra ka uday: kaise BankU Bharat ki sabse zyada dekhi jane wali fintech companies me se ek ban rahi hai

HR Today coverage

November 2025HR Today

Ambalika Roy Appointed as Director & Chief Business Officer at BankU India Limited

Power IT leader nomination

16 Jun 2026LinkedIn

Chandan Thakur has been nominated for CXO Lanes’ Power List 2026 for India’s Top IT Leaders

Business Standard coverage

14 Nov 2025Business Standard

BankU India launches 150+ APIs to strengthen India's Fintech and Startup Ecosystem

BankU Seva Kendra launch coverage

10 Nov 2025Dainik Jagran

BankU India Launches BankU Seva Kendra - A New Milestone in Rural Digital Finance Revolution

Dainik Bhaskar Digital coverage

14 Nov 2025Dainik Bhaskar Digital

BankU India's new initiative BankU Service Centre will transform the financial face of rural India

Trusted News

Curated from leading national and industry publications.

Timely Updates

Real-time coverage of our latest milestones and achievements.

Industry Insights

Expert perspectives and in-depth analysis from the industry.

Our Impact

Showcasing stories that drive change and create value.

All-in-One Utility Bill Payment Solution for Businesses.

Easily manage and streamline all your utility bill payments with our all-in-one platform designed for businesses. From electricity and water to gas, internet, and mobile recharges — handle everything through one centralized dashboard. Get timely reminders, real-time tracking, and ensure every bill is paid on time, avoiding delays, penalties, and manual hassles.

api
income_icon

Expenses

₹

icon_expenses

Incomes

₹

monthly_Graph
download_Img
Why Choose

BankU

At BankU, we're redefining financial access for emerging India. Whether you're a local entrepreneur, retailer, or rural consumer, our platform empowers you with over 200+ essential services — from banking and loans to utility payments and doorstep deliveries. With a strong focus on technology, transparency, and trust, BankU ensures secure transactions, real-time support, and consistent innovation. Our mission is to bridge the gap between urban and rural India through inclusive digital finance, enabling every partner to grow with us. Choose BankU — where progress meets purpose.

200+
Essential Services
Secure
Transactions
24/7
Helpdesk
Bridging
National wise
Powerful
RESTful APIs
Bank Grade
Security
Well
Documented
Elastic
Platform
Data Storage
& Safety
Future
Developments
Define
Workflows
Personalised
Dashboard
Two Factor &
Authentication
Available & on
Web, Mobile & API
Enterprise
Security
Cloud
Native
99.99%
Uptime
Pan India
Network
Dedicated
Support

Simplifying Payouts for Businesses

Rakesh Singh
sender

₹

Sohan Kumar
reciever

₹

flag
telegram
flag

Your Payment has been Sent

mobile