Seamless Banking APIs for the
"New Bharat"

Build next-gen digital products faster by integrating powerful banking APIs into your applications.

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Rest APIs
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Power up your Business withAPI banking

Customize and build exceptional experiences tailored to your unique business needs. Leverage our cutting-edge technologies to innovate, automate, and scale your operations.

API Documentation

Find and build with the
APIs you need!

Customize and build exceptional experiences tailored to your unique business needs. Leverage our cutting-edge
technologies to innovate, automate, and scale your operations.

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Banking

Make banking simple and accessible with our APIs! Verify accounts, validate UPI handles, confirm BINs, and access IFSC codes - all to ensure secure transactions and prevent fraud.

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Cards

Empower your business with our card management solutions. Order physical cards, activate accounts, load amounts, check balances, enable channels, simplifying corporate expense and gift card operations.

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Payouts

Automate your payout workflows with our plug-and-play APIs! BankU's robust and feature-rich Payouts APIs seamlessly integrate, ensuring automated disbursements for unmatched efficiency.

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Collection

Boost collections with our seamless payment solutions. Integrate dynamic/static QR codes to enable frictionless UPI-based payments. Simplify receivables management and accelerate cash flows for your business.

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FINANCIAL INCLUSION

With our cutting-edge APIs, we're democratizing access to essential financial services, making it easier for businesses to contribute to inclusivity and economic empowerment

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MARKETPLACE

Expand your offerings and drive growth with our prebuilt marketplace solutions. Our easy-to-integrate APIs enable you to tap into new revenue streams and provide unparalleled convenience to your customers.





Adaptive Solutions for Every Industry

Lending

Lending

Issue policies instantly with automated workflows for eKYC, customer onboarding, document verification, underwriting, and more. Our APIs seamlessly handle key steps for a smooth policy issuance.

Insurance

Insurance

Streamline the policy renewal process with automated reminders, seamless payment options, and personalised notifications to enhance customer retention and satisfaction.

Education

Education

Maintain compliance easily with AI-powered checks for KYC, AML, regulations, and more, safeguarding the integrity of your insurance business.

Education

Education

Maintain compliance easily with AI-powered checks for KYC, AML, regulations, and more, safeguarding the integrity of your insurance business.

Education

Education

Maintain compliance easily with AI-powered checks for KYC, AML, regulations, and more, safeguarding the integrity of your insurance business.

Education

Education

Maintain compliance easily with AI-powered checks for KYC, AML, regulations, and more, safeguarding the integrity of your insurance business.

Frequently Asked Questions

An API, or Application Programming Interface, is a set of rules and protocols that allows different software applications to communicate and interact with each other. It defines the methods and data formats that applications can use to request and exchange information.

Here's how an API typically works:
Request →Processing→Response
1. Request: An application sends a request to the API, specifying what action it wants to perform or what data it needs.
2. Processing: The API processes the request, checks for authorization and validity, and performs any necessary operations.
3. Response: After processing the request, the API sends back a response to the application. This response can include the requested data or confirmation of the action performed.
APIs can be used for various purposes. They play a crucial role in enabling software systems to work together seamlessly and efficiently.

There are four different types of APIs commonly used in web services: public, partner, private and composite. In this context, the API "type" indicates the intended scope of use.

Developers often use RESTful APIs, SOAP APIs, GraphQL APIs, and Webhooks to interact with various services and platforms.

API keys and tokens are unique identifiers that grant access to the API. They are used for authentication and authorization purposes, ensuring that only authorised users can access the API.

Yes, BankU offers sandbox environments or test endpoints where you can experiment with the API functionalities without affecting production data.

To generate an API key in BankU, follow these steps:
1.Navigate to https://developers.banku.co.in/
2.In the Developer API section, you'll find options to generate API keys for both Production and Sandbox environments.
3.Choose the environment for which you want to generate the API key (Production for live transactions, Sandbox for testing and development).
4.Get the key available in the Dashboard.
5.Once you get the API key, make sure to securely store it. You'll need this API key to authenticate your requests when interacting with BankU's APIs.
Remember to never share your API key publicly or with unauthorised parties to maintain the security of your BankU account and transactions.

Developers often use RESTful APIs, SOAP APIs, GraphQL APIs, and Webhooks to interact with various services and platforms.

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